Get A Quote

Find out what sets us apart from the other guys.

About Our Team
Nationwide Independent
American West Insurance
Foremost Insurance logo
J.C. Taylor Specialty Automobile Insurance
Progressive Insurance logo
Hagerty Insurance logo

Featured Products

Farm Insurance
Farm Insurance

Preserve your livelihood with an agribusiness policy that safeguards your farm and everything on it, from buildings and machinery to crops and livestock.

Home Insurance
Home Insurance

Look after your biggest investment and everything in it with a proper policy that ensures its protection in the event of an accident or natural disaster.

Auto Insurance
Auto Insurance

Choosing the right auto insurance is the key to keeping you and your car safe on the road in the event of an accident or other vehicle damage.

Recreational Vehicle Insurance
Recreational Vehicle Insurance

Insure your freedom for adventure with a recreational vehicle policy that covers everything from your boat and RV to your ATV or motorcycle.

Coverage for Your Business
Coverage for Your Business

Weï¾’re committed to keeping your business protected ï¾– so you can focus on your day-to-day operations.

Life Insurance
Life Insurance

Provide your family with the security they deserve in the event of your passing with a life insurance policy that meets your financial and personal needs.

Hlavacek Insurance

Providing Quality Home, Auto & Farm Insurance in Watertown, Sioux Falls SD & Beyond

Hlavacek Insurance is a privately owned and operated agency that delivers broad and flexible insurance and risk management solutions in Eastern South Dakota.  We have provided a wide variety of exclusive personal and commercial coverage packages to individuals and businesses since 2011. 

Whether you are looking for coverage on your home, vehicle, farm or business, Hlavacek Insurance is able to handle your insurance needs.

Home & Auto Insurance

Your home and auto insurance shouldn't be a "one size fits all" policy. People have different needs and concerns that should be specifically addressed. We will take the time to ask the right questions about your exposures to create a custom, comprehensive home and auto insurance policy.

Our farm insurance programs are equally as tailored and optimized as our personal solutions.

Farm Insurance

A farm is more than a business, it's a lifestyle. Choosing this life means there is passion involved with farming. Who would want a large, disconnected company to manage something so precious? We will review your business, walk through your farm and discuss your family's goals. Our goals are to assist in protecting, managing and growing your farm. Let us develop a custom farm insurance plan that reflects your needs and goals. 

Your Local Watertown Agency

Having someone local can mean a lot when you need it most. Your insurance agency should be someone who understands the community you live in and run your business. At Hlavacek Insurance , you are more than a policy number; we treat our clients like family.

Please contact us, or request a quote today. 

Contact Us

Give us a call at 605-878-2111 or fill out this form and we'll contact you!